Wall Street’s Secret Language Revealed

Say these five words out loud real fast: Bifurcation, Backwardation, ZIRP, NIRP, Contango.

Did you do it?

If so, did you sound like a cheerleader chanting some foreign language?

These are actual words used by many traders, gurus, and Wall Street promoters.

They may sound funny or confusing but they serve several purposes. (1) They reveal or describe certain market conditions. (2) They act as “signals” for trading purposes. (3) They’re meant to confuse and/or impress you.

And they’re only a few of the many words, acronyms, and sayings that make up Wall Street’s “Secret Language.”

Funny thing is, most people (myself included) aren’t impressed with words that don’t make sense.

However, if you have a basic understanding of them, you’ll be better equipped as an investor and more likely to stay ahead of the crowd. Think of it as learning how to “connect the dots” of a financial puzzle.

Compare this with trying to run a business in a foreign language (German, French, Japanese, Greek, etc.). If you don’t understand the language, you’ll most likely lose money… a LOT of money.

So, like learning any language, you need a good teacher or translator that makes it simple and easy to understand.

That’s where we come in.

In this article we’re going to feature a few words so you can see how easy it is to learn the language and, at the same time, realize how Wall Street makes things so confusing.

Let’s start with ZIRP. It’s an acronym meaning “Zero Interest Rate Policy.”

It was initiated after the 2008 meltdown to “supposedly” stimulate the economy. The truth is ZIRP has caused critical damage to most of the nations Pension Plans. (They need interest rates to be high in order for them to fund their plans for their pensioners.) ZIRP has also crippled most senior citizens who depend on the interest from their investments to live.

Even though rates are slowly going up, it’s going to take a long time to unwind the damage done by ZIRP.

But, let’s move on to NIRP. It’s another acronym meaning “Negative Interest Rate Policy.” Yes, you read that right. NEGATIVE Interest Rate Policy.

It’s more collateral damage from the 2008 meltdown and has been in effect mostly in European countries.

Here’s the crazy part. When a country’s government bonds have negative interest rates (currently -0.05% up to -0.36% or higher) investors have to PAY THEM to hold their money.

It’s a losing proposition for the investor and it’s hard to imagine anyone buying bonds with negative rates but millions have been sold.

We’ve only scratched the surface here but hopefully you see how these acronyms are very confusing and misleading.

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10 Tips to Optimize the On Page SEO

Here are our top 10 tips to optimize the on page SEO of your Website

1. Create high-quality content

What is important in optimizing and improving the on-page SEO of the blog is to produce the best possible content. Quality content that interests your audience. Content that solves the nagging problems of your audience while offering them what they are in search of.

2. Optimize titles

The headline may be the initial thing your readers see therefore it must seduce them. It’s also the section that is first Google takes into account to rank a typical page. To enhance the on page SEO of your website, you need creative titles but in addition optimized and also the main keyword has to arise in the titles.

Use the 70 characters Google displays in search results and make use of the main keyword. The greater at the beginning of the title the greater.

3. Optimize URLs

Although some CMS like WordPress or Blogger create URLS automatically, if you want to enhance the SEO that is on-page of website, always personalize them. The URL of one’s blog post has got to be short but abundant with content and relevant. Eliminate empty spaces by using hyphens between words.

4. Create links that are internal

Each time you write an article that is new the blog, create links in content that result in other articles on your blog as long as they truly are related, needless to say. Why?

1. You give Google ways to navigate your website and may rank it better because the links assist to transfer authority from 1 page to some other and reinforce the thematic relevance.

2. You give your readers valuable information as you enrich your content with other useful information. Have a look at point 6 and you’ll see what we’re talking about.

5. Connect to external pages

Linking external websites offers great value to your visitor as it gives them more info by what you’re talking about, of course, you really need to link to pages related to your content within the anchor text.

6. Optimize your images

Optimise the weight and size of the images before uploading them to the article.

Add the “alt” tag to any or all images, using the main keyword.

Fill out the “Title” label descriptively and making use of the keyword that is main.

Add a description towards the image.

Use an image compressing plugin like Smushit for WordPress.

7. Publish regularly

Google likes websites that are updated often. So create an editorial calendar and follow it. You don’t need to post every day but do it more often than once a month. And stay regular. On the same day and at the same time if you decide to publish once a week, always do it. Your readers will appreciate it.

8. Optimize content

The body of this article is where you need to work the hardest as it’s exactly what your visitors will read. We now have said it before but we repeat: the content is offering great value to your audience and get of great quality. Focus on solving problems for the readers and provide them what they are looking for.

Having said that, to boost the on-page SEO of your website, your primary keyword needs to can be found in your body but additionally variant words associated with the keyword that is main other related keywords and synonyms. Why?

Because Google doesn’t rank a page using only a keyword that is single it analyses most of the content (on-page SEO ) and external factors (off page SEO) to see in the event that content is applicable.

9. Optimize meta descriptions

The description that is meta of page or blog is exactly what appears when you look at the search engine results underneath the title and URL.

Aside from being among the factors that Google uses to rank a web site, it’s one of the best methods to invite visitors to click on your own article and not another.

The meta description should be seductive and suggestive for a person to click on your post.

10. Optimize the loading speed

Another very factor that is important enhance the on-page SEO of one’s website is the loading time. The reduced it is, the better, because Google likes pages that load fast. You’ll want to ensure that it stays under 0.5 seconds. The person who clicked on your link might get bored and click the back button in addition, if it takes ages to load. You can check your page speed utilizing the page speed insights tool.

You think there are other approaches to improve the on-page SEO of your blog? Is it possible to inform us your secrets? Leave comment below and discuss everything you do in order to optimize your site.

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How to Vet Your Financial Advisor

The securities industry is set up to make it seem as if all financial advisors who are selling investment products are super successful, finance majors, vice presidents, etc. All these things are done intentionally so that you’ll trust them and think that they are investment gurus who will be great with your money. The reality is that’s not always the case. That’s just the illusion of the industry. Therefore, it’s important to ask the right questions to make sure that you’re getting the right professional. The reality is the brokerage industry, just like any other industry, has good financial advisors and bad financial advisors. Here are some tips on how to make sure you’re getting a good one.

(1) FINRA BrokerCheck

The first tool that you should be using to vet your financial advisor is something called FINRA BrokerCheck. BrokerCheck it is a publicly available tool. You can go to FINRA.org and at the top right-hand corner of that website there’s something called the BrokerCheck. You can literally type in a person’s name, hit enter and you’re going to get what’s called the BrokerCheck report which will detail all the information that you need when you’re vetting your financial advisor.

BrokerCheck will be able to tell you how the advisor did on their licensing exams, where they have been employed, where they went to school, if they’ve ever been charged with anything criminally. Have they ever declared bankruptcy? Have they ever been sued by a client? Have they ever been fired by their brokerage firm? These are all the things that would be absolutely critical before establishing a relationship with somebody who’s going to manage your entire life savings.

During client intake the first thing we do is look up their BrokerCheck report. We start rattling off all this information to the potential client about their advisor and they are often amazed. We aren’t magicians and I don’t know every financial advisor. Literally all we are doing is pulling this publicly available information and looking at the report. And so many times we are telling a potential client that their advisor has been sued a bunch of times already and the investor had no idea.

Obviously that would have been critical information to know at the beginning when they were deciding whether to work with that person. If they had pulled that report, if they knew for example that the person they were considering had already been sued 26 times by former clients, they would never go with that person. So obviously, the first thing that you should do, pull that report.

(2) Questions to Ask

The first good question to ask a potential broker would be “How are you compensated?” Not every financial advisor is compensated the same way. Some of them are compensated on a commission basis, which is per transaction. Every time they make a recommendation for you and you agree, they get paid. Some of them are being paid a percentage of assets under management. If you have a million-dollar portfolio and they make 1%, they are going to make $10,000 a year.

You can determine what you are looking for based on what kind of investor you are. If you’re a buy-and-hold investor, maybe a commission model makes sense for you because maybe you’re only doing two or three trades a year. If you’re trading a lot and you’re having a very active relationship with your advisor maybe the assets under management model makes more sense. But ask the question first and foremost so that you know and it’s not ambiguous.

The second question to ask is “does the financial advisor have a fiduciary duty to you.” Ask them that exact question because the brokerage industry will take the position that they don’t. Their obligation to you from their perspective is to make an investment recommendation that’s suitable. That’s a much lower bar because sometimes an investment could be suitable for you but not necessarily in your best interests. So just ask your financial advisor, “Do you consider yourself to have a fiduciary duty to me?” Let’s figure this out at the beginning of the relationship to make sure you know where you stand.

Another question you should ask is, “Who are you registered with?” A lot of financial advisors out there are sort of independent and they’ve got a “doing business as” business, wherever their offices are, but they are registered to sell securities through a larger brokerage firm. Find out who that is. Do some research to make sure that you’re getting involved with a brokerage firm that has the types of supervision and compliance that you would expect.

There are two types of brokerage firms. There is the Morgan Stanley model where they have a hub of brokers in a major city. Maybe 30-40 brokers in one office. There are compliance people, there are supervisors, there are operations people – all in the same localized office. In my experience you see less problems in that type of situation because all the supervisory people are right there.

On the flipside, there is the independent model – it’s an advisor in an office someplace and their compliance is in Kansas City or Minneapolis or St. Louis or wherever. The supervisor comes to the office once a year and audits the books and reviews the activities of the advisor for the prior year. These visits are usually announced well in advance. Obviously the supervision in that context is very different. And that is the type of firm where we see more problems.

You want to make sure you’re getting involved with the right firm. That the firm is overseeing your financial advisor, protecting you, making sure that if they are doing something wrong, they will catch it before it’s detrimental to your accounts.

Another good question to ask, “Have you ever had a dispute with your client?” If they say yes, ask him to explain it to you. Nobody is perfect and you can’t keep everyone happy so if you’ve got a hundred clients and you have been in the business for 10 years you might have somebody who’s been upset with you at some point. But it may not rise to the level where it concerns you, but ask about it, talk about it.

Ask about their investment background and their objectives. Not every financial advisor does it the same way. You want to make sure that their goals are consistent with yours and their approach is consistent with yours.

And finally you should ask “do you have insurance?” The brokerage industry does not require brokerage firms or financial advisors to carry insurance. Many of them do but they are not required to do so. Why that can be significant, of course, is in that worst-case scenario and you have a dispute with your advisor, you want to at least be with a financial advisor that if they do screw up you’ve got some protection. So ask them “do you have E&O insurance for this?” If not, that is a red flag. Either just because of collectability concerns if you get into a situation where you need to sue your advisor or it might be a suggestion that they are not operating their business in the best way possible because certainly financial advisors should have E&O insurance.

(3) The next thing to consider are potential warning signs. These can appear either in the initial meeting or just as the relationship begins:

– They rush you to make a decision. We see this in a lot of our cases where they have you come in the meeting and say, “Sign here, here and here. I’ve got an appointment in 15 minutes. If you have any questions call me later.” That’s an obvious warning sign. That should be clear to most people. But I think a lot of people are afraid to escalate it because they think, “Oh well, he’s very busy.” and he makes it seem like he’s got tons of clients and he’s really successful. So maybe it’s okay that he doesn’t have time for me. No, it’s not okay. Find someone who has the time. Your advisor is getting paid to manage your account so make them work for it.

– They don’t tell you what they’re being paid. That’s definitely a warning sign. The genesis of most securities fraud claims is commissions – advisors pushing high commission products that benefit them at the detriment of their client. If the advisor is not disclosing what those commissions are, that’s a problem.

– They want to put everything into one investment. This is a big warning sign. What’s the motivation in doing that? Most people know diversification is critical when investing so if you have an advisor who is saying, “Hey, let’s use this investment, it’s the best, it’s better than anything else, we’re going to put everything in this.” That’s another warning sign.

– They want to meet with you alone. What would be the motivation? Say you are elderly and you want to bring your kid to a meeting for support and your advisor says no… That’s a warning sign because obviously if they’re on the up and up they shouldn’t have any problem with more people sitting in the meeting, making sure that you’re being taken care of.

– If your advisor does not spend time with you (at the beginning and regularly thereafter) asking about your actual investment needs (goals, time horizon, risk tolerance, etc.), that’s a problem. Investments are not vanilla. Every investment is not perfect for every person. Each investment depends on your particular situation. If your advisor is not asking you what your situation is – your net worth, your income, your investment objectives, your investment experience, your goals, that’s a huge red flag.

– If your account statements do not come directly from the brokerage firm, that’s a red flag. If the statements are coming directly from your financial advisor and you’re not seeing anything on there about the brokerage firm they clear through, that can be a problem. That could be a financial advisor whose hiding losses or just sending you statements that are not based on reality. Most brokerage firms do not permit their advisors to create monthly reports or if they do they require that they first be reviewed and approved by compliance. If there is nothing on the statement that definitively shows that it has been reviewed/approved/sanctioned by the advisors broker-dealer employer, it’s a problem.

– If they ever ask for a check to be made out to them individually that’s a problem. Brokerage firms are established to make sure that kind of stuff doesn’t happen and so if your advisor is doing it, very likely this has not been approved by their firm.

– If you suffer huge losses without any reasonable explanation, obviously that’s a problem. Lots of brokers will tell you “it’s the market” or “forces that are out of my control.” That may be true but you want to talk about it and make sure that you get a reasonable explanation.

These are a few tips on how to pick the right financial advisor. It is an important decision, and should not be made lightly and without being informed.

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Why It’s About Time to Switch to Paying Your Bills Online

Simplify Online Bill Payments

While most people use mobile banking app/online accounts to pay their bills, they often get confused with the different options available. Do you need to pay through the billing company? Would it be better to pay through your bank? Can you use both options at the same time? Understand how to go about with online payments to know the advantages of each option and simplify the process.

How to do Online Bill Payment

Mobile and online bill payments come in two major types.

You can go straight to the website/app of the billing company, like for example, your cable company or insurance provider, then pay the bill there. As a rule, you can use your credit/debit cord or make an arrangement with your bank to debit it from your account. An advantage of paying on the billing company’s site is you know the exact amount to be paid. If you have several bills, though, it can be tiresome to log in to multiple sites every month.

The other option is to pay a bill through your bank. Almost all banks, financial institutions and credit unions provide this service. You just need to set things up using your mobile banking app/online account and, after a few seconds, you can make a bill payment. It is as simple as choosing the payee/s, keying the due amount, and selecting a delivery date. In case you do not want to pay bills by hand on a monthly basis, the majority of banks let you set up automatic recurring payments, so you can schedule your payments to avoid missing a bill payment whenever it is due. To streamline your payments, you just need to log in to the provided space and remember your password. In addition, it is easier to check your account balance.

The Advantages of Online Payments

Paying online using your mobile device is quick and easy, plus it allows you to schedule payments. Your payment dates can be synchronized with your paychecks/pay bills from various accounts. Most importantly, most banks and billing companies employ first-rate security features. For instance, Bank of America encrypts your personal details so they cannot be read during transit, and automatically signs off when your banking session is open but inactive for a long time. Besides security, you can reduce costs when using electronic payments, saving on cash and stamps.

Overall, electronic payments enable you to manage, monitor and review your payments, whether you pay via your bank or billing company. You can also search for specific bills that you paid. Whenever you pay multiple bills online using your bank or mobile banking app, you can view your payment history. Also, a lot of banks provide email notifications as a reminder of payments due.

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Keywords And Content, Best Strategies For SEO

The Importance Of Keywords In Your Online Business

There is no denying the importance of keywords used in any content that is placed on the Web. Keywords allow you and everyone else who uses the Web the ability to find what you are looking for. If you need just one bit of information, you likely would spend countless hours in research trying to find it if it was not for keywords.

As an Internet marketing professional, how do keywords relate to your own business? Usually, if you are using the Web as a marketing tool in any way, keywords are an important component.

We also compare it to the importance of quality content. Is it possible to have great content and still have great keywords in your final copy? It is possible, and in fact, it is necessary to do this if you wish to have a successful website or blog. Before getting into these details, let’s start at the beginning.

WHAT ARE KEYWORDS AND WHERE TO USE THEM-

What are keywords? These are words individuals will type into a search box when they are looking for something online. For example, let us say you are looking to purchase a table. You get online, go to the search box, and type in the word “table” into the search box. The search engines start looking for websites that relate to your search. Within seconds, there is a long list or results in front of you (called the search engine results page) that you can choose from.

Now, on the flip side of the coin, if you owned a website selling tables, you would want to attract this person to your website. To do so, you need to have your website displayed on the search engine results page. To do this, you need to have the most appropriate keywords on your website. So, for example, you need to have the world “table” used properly on your website for the search engine results to actually see your website as valuable to this search.

SEO-

Using keywords will help you prove your value to the search engines. The key is to know what helps you to rank well and what may not help you. Less than a decade ago, people took advantage of the keywords. Pages and pages of websites had virtually nothing but keywords on them. The problem is, when a website is packed with just keywords, it is likely not to be packed with information.

Here is an example to consider: John designs a website to attract visitors who he hopes will visit the affiliate pages he is linking to. So, he plans to put lots of keywords on his page. That way, his website will rank well, right?

There are two problems with this process. First, there is little chance that anyone who comes to such a page will feel it valuable enough to stick around and click onto affiliate links.

Second, Google and other search engines have made significant changes to their complex algorithms. Websites that have too many keywords on them will be ranked lower in the search engine results pages.

The key is to know what the actual best percentages are. Of course, Google is not going to tell you just how many keywords to use. They do offer a lot of in-depth information that you can use, though. It is this information that you want to rely on to get the results you are looking for. Google is not the bad guy: They want to provide individuals who use their search engines with the best websites online to solve their inquiries.

WHERE TO USE KEYWORDS –

Where should you use keywords? Keywords should be found in virtually anything you place online. Here are some places to use them.

 Place them into each article on your website.  Place them on your home page and sales pages.  Place keywords in your blog posts.  Use keywords in your product descriptions.  Use keywords on your website and in your blog tags and headings.  Use them on contact pages, FAQ pages, and just about any page on your website.

Doing this is essential to getting a high page ranking in the search engine result pages. Yet, you do not have to make this a complex process. In fact, it is often best to put keywords in the back of your mind while writing content for your website. Write what really matters and then come back to keywords later.

CONTENT IS KING –

One of the earliest phrases used still stands true. “Content is king” when it comes to Internet marketing. If you are putting up a page on your website, you want the person who visits your website to say, “Wow, this is great. I’m bookmarking this page to come back here often.”

The best way to do this is to include quality information on each of the pages of content you provide to your readers. In a few minutes, we will go through the process of providing quality content. Before doing so, consider what would happen if you did not have good information on your website.

1. You use keywords on your pages, but fill them with fluff content. Your reader gets to your page and thinks, “this does not help me,” and moves on.

2. The reader gets to your website and finds errors. You can no longer be trusted and they leave your site.

3. The affiliate programs you are working to earn money from visit your website. They find it poorly designed with little information. They decide that you are not a good fit for their company. They no longer offer you membership in the affiliate program.

4. You get no inbound links to your website. Inbound links are those which are pointing to your website. Google finds these to be valuable when ranking websites. If another website (or several of them) find your website to be a good resource, they definitely will rank your website higher. But, other websites will not do this if your content is poor in quality.

5. You make little to no money at your website since it is poorly ranked and is not attracting any repeat visitors.

Content for your website needs to be well-written and organized. It needs to be informative and useful to anyone who will visit and read it.

BEST STRATEGIES KEYWORDS AND CONTENT

Now that you have the basics about keyword usage and the importance of content, how do you bring the two things together so that your website will prosper?

There is no direct formula for doing so, but you can find some real results if you implement a number of known methods to help you. Google itself often provides a great deal of suggestions in terms of keyword usage. In your balancing act for quality content and keyword ranking, keep the following strategies in mind.

GO WITH QUALITY CONTENT FIRST

First things first, write quality content for your website. Nothing else will be as important to the success of your business has having quality content on it. There are several ways you can do this successfully.

1. Use factual information You want individuals to come to your website knowing that what you have to say is real and valuable to them. Therefore, each page should contain factual information. Before you post a blog post or an article, verify the information you are going to present. For example, going back to the example about the table search, be sure that you are providing factual information on the wood type, size, history or other topic.

2. Make it interesting Coming to a website filled with lines and lines of information that is boring is going to be so dull people will leave. Without spending too much time in the process, add some statistics. Use descriptive language that paints the picture for the reader, “these mahogany tables are designed in the style used by Ancient Romans… ”

3. Become a resource One of the best ways to ensure you have quality information on your website is to make your website the one-stop shop for all information on that niche. For the reader, a website that contains all of the information they need is going to be highly valuable. You may provide information about the history of tables, how to use tables… tips for staining them… and so on, for example. These items help you to become the resource these individuals need to have.

4. Be the expert For those who play a role in your website (and this is a very good thing) be sure that people who visit your website know that you are the expert in the field. You should stand out as being the authority. You do this when you provide valuable content to them. Do the hard research and find those interesting subjects to talk about. Answer questions. Relate to your customer base.

When you put these items together, the end result is very simple. You have a website that is packed with great content that people can naturally benefit from reading.

Chances are also good that you also have a website that is filled with quality keywords. After all, if you are writing about your topic and exploring all areas of it, you likely are using the most important words related to it. Still, you should still do some research and get better quality keywords into your work.

USING KEYWORDS PROPERLY –

There is no better way to rank your quality content in the search engines than to use keywords properly. It is often the case that website owners see this as a step they can skip. Instead of doing the research to find the right keywords for their websites, they think they already know what they are. This is often not the case.

FINDING THE RIGHT KEYWORDS –

Finding the right keywords is a process that often involves researching using any of the free keyword search tools available. You can also use Google’s service to help you to do this.

Once you use these services, you are likely to get a list of keywords associated with your primarily keyword. In our case, the keyword we plugged in is the word “tables.” As you are creating your table website, you have likely used a number of words that describe this product. But, did you include all of the most important words?

—–>”Jaaxy is the industry’s only keyword and research platform that was developed by affiliate marketers FOR affiliate marketers” Check Out Jaaxy Here <------ The top keywords, those used most often by users who are searching for the topic you have, should be included on your website. They do not have to be the only words that you use, though. These first words are heavily used and should be used at least somewhat in your website's content where it is appropriate to do so. For example, with the word "table," the top five keywords used included:  Tables  Pub Table  Pedestal Table  Dining Table  Glass Table These words are going to be mentioned on your website because they are commonly used words for your niche. What about those other keywords in the list? If you look down the list, you will see other words that could relate to your website. They look good, but fewer people are using them to find information online. Often, it is best to include some of these too. The reason for doing so is very simple. Most other website owners who are targeting keywords for their websites are using those top-tier words as well. There is a lot of competition out there for those words. Therefore, even with a great website, there are likely others fighting right along with you. Since the other words have less competition, you are more likely to rank well in the search page results for those keywords. In the table example, the words "pedestal dining table," "modern dining table," Glass coffee table," and "square tables" got far fewer hits than those top-tier keywords. The lower competition still makes them valuable. Use a combination of those top-tier words and those that are far more specific if they relate to your website. This unique combination will ultimately give you better results in the long term. WHERE TO USE KEYWORDS - Now that you know which keywords you should have on your website, the next step is to consider the placement of keywords on your website. As mentioned earlier, there are various locations on your website that you can use keywords. Use all of these locations for keywords. Within each of those documents, you need to place keywords in the right locations. There are several things to keep in mind in the case of blogs and articles/web content. The following guidelines can help you to place keywords into these mediums appropriately. 1. Place keywords in the title of each page or article The best way to place keywords in the title is in the following format. "KEYWORD GOES HERE: Interesting Content Goes Here." An example for the table website might be, "Pedestal Dining Table: 3 Tips for Buying the Right Dining Table." This shows the search engines the importance of this word. 2. Within the first 90 characters of the first paragraph, be sure your keyword appears again Also, it is important to note that you can use a mixture of keywords, but do consider having one or two primary keywords per article. Primary keywords should be located in these locations. Again, this early positioning helps to show the importance of the keyword to that page. 3. Use keywords in each of the paragraphs that you write on each page Do not overdo it, though. For example, you do not want your primary keyword to show up more than one or two times in each paragraph, depending on their length. 4. Break up text using subheadings Use secondary keywords in your subheadings. These will be positioned between paragraphs. Not every paragraph needs them, but sections of the article can be divided this way for easy reading benefits and keyword boosts. 5. Use keywords in the HTML for your website too This includes using them in each individual blog post/article that you post. This also helps with page ranking. Use a combination of keywords in each of your articles, but do not put too many into them. If that sounds confusing, it is because there is no hard and fast rule. What you want to do is to divide up the pages on your website or in your blog posts so that over the course of all of the pages, you use all the keywords you would like to use. Do not try to put all of your keywords for your website into every article you write. It won't work and will deflate the quality of each page considerably. For example, one blog post may include the keyword "dining table"; in that article, words like "dining room table" and "square table" may be included, but not many more than that. KEYWORD DENSITY - Keyword density is the amount of keywords on any one page in comparison to the number of words on this page. A few years back, it was common for the "less than expert" Internet marketers to try and work in high keyword density numbers. More keywords sounded horrible, but many thought that this would boost their search engine results pages significantly. The problem is that this does not work. It hurts your page ranking and causes you to have awkward sounding content on your website. Content is king, though, remember, and therefore, you need to make changes to this significantly. The question is, then, how much density should you go for? This is really up to you to decide since each page will be different, but most experts agree that you want a density that is under 5 percent. In most cases, only 2 to 3 percent keyword density is best. To compute keyword density, you simply need to take the number of times that the keyword appears in the page's text and divide that by the number of words on the page. For example, if the word "dining table" appears 8 times in our 400-word blog post, you would divide 8 by 400 words and get 0.02 or 2 percent. Do take the time to do this for your articles. You do want to ensure that there are plenty of keywords but not too many. If you would rather not waste your time on calculating density, there are free and paid software programs available online that will calculate the density for you. These are helpful when they are accurate. You do not have to be 100 percent accurate here. KEEP IN MIND -  Quality content is vitally important to the success of your website. Write your content to be quality content first.  Go back and insert keywords as they fit into the content you have written.  Do base topics and blog posts around keywords that are important. For example, choose a top ten list of tips for repairing dining room tables... this makes keyword usage easier and more effective. Plus, the reader gets it.  Do no obsess about keywords. You do not have to have a lot of them on the website to see results. Choose a good mix and include them in each article, but only as they fit with your topic appropriately. Finally, take the time to stay up-to-date on the changes that search engine companies make to their methods. This will ultimately enable your website to grow and stretch as the times change. It is very rare that you have to redo the entire site. Plus, if you do not want to do the work of all this "fixing," you can hire someone to do it for you.

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7 Benefits of Outsourcing to a Data Entry Service Provider

Nowadays, data has a lot of importance for any organization or business. The digitization of data through manual data entry can help improve operational efficiencies. Although every company or business knows the importance of data to support their business operations, not all of these businesses have enough resources to buy manpower for this purpose. In this article, we are going to take a look at some benefits of outsourcing data entry assignments.

1. Time-saving

Often, every business has primary and secondary processes. The use of an in-house team to take care of these unimportant processes may increase the cost of business operations. In other words, it will involve hiring executives with fast typing skills.

On the other hand, if you outsource data entry assignments, you can have these repetitive tasks done by a service provider. This can help you reduce unnecessary expense and you can focus on more important business activities.

2. Advanced Technology

Most outsourcing service providers have advanced systems in place in order to provide quality services in a timely fashion. If you outsource your data entry projects, it will not only save you a lot of money but it will also eliminate the need to maintain the required infrastructure. Plus, you will enjoy great results every time.

The money you have saved can be spent on other things you need for your business. This can help you expand your business without spending a lot of additional money.

3. Smart Partnerships

Outsourcing firms can provide customer services. The reason is that they can easily scale up in order to meet the needs of their customers. If you work with a reputable service provider, you can easily grow your business without spending a lot of money on expensive hardware and software systems. In other words, this smart partnership between you and the service provider is a win-win deal for both parties.

4. Better Talent

Typically, outsourcing service providers have a team of talented professionals that you can depend on. An in-house team of talented professionals will cost you much more than outsourcing your assignments to remote workers. The reason is that you will have to hire these professionals on a permanent basis, and you will have to pay them on a monthly basis regardless of the number of projects you get.

5. Lower Operational Costs

We all know that outsourcing offers a lot of cost benefits for organizations across the globe. By outsourcing your data entry assignments, you can get the work done at a fraction of the cost of having an in-house team. In other words, you can enjoy a much lower operational cost. We know that operational costs are not easy to maintain for any business.

6. Improved Productivity

Outsourcing service providers always meet deadlines. Therefore, you can enjoy improved productivity without investing in inexpensive hardware or human resources. All of this can help you achieve higher operational productivity. And with the increase in productivity, you can make more sales and enjoy huge revenues.

7. Competitive Advantage

As a business owner, if you want to stay ahead of the competition, you have to make strategic decisions in order to ensure your business operations give you the best productivity. By outsourcing, you can get quick access to talented professionals to enjoy a lot of benefits, such as lower cost, higher productivity and quicker performance. All of this can help you to get a competitive advantage over your competitors.

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Where to Find Bracelets That Will Improve Your Balance

Copper has been used for construction since prehistoric times, even before recorded history. Ancient civilizations even utilized the compounds in metals such as copper, zinc and manganese in their medicines and treatments. And as it turns out, copper has a wide range of health benefits! Copper is an essential micro nutrient that has numerous health, wellness and beauty benefits, from improved appearance of skin, to treatment of wounds and skin conditions, and also aids in maintaining metabolic processes, among countless other health benefits. Your body does not produce copper naturally, so you must add it to your body from external sources. Copper is found in many foods that you eat, including beans, nuts and seeds, seafood such as oysters, leafy greens, whole grains, soy, beets, avocados and cocoa. Your body stores copper in your bones and muscles.

You can also introduce copper to your body by drinking water from copper vessels or wearing copper jewelry. There are no risks or side effects reported with dietary consumption of copper. The only time a person would experience a problem would be due to excessive levels of copper in drinking water, exposure to high levels of copper through chemicals, or excessive use of supplements. High levels of copper can lead to oxidative damage in the brain. In Wilson’s disease, for example, high levels of copper collect in the liver, brain, and other vital organs.

According to the University of Pennsylvania School of Nursing, people with sufficient levels of iron can still be anemic. If blood test results show that you’re not getting enough copper, your doctor may recommend that you take supplements. Copper supplements are available as pills and capsules. You can also get copper intravenously, or through your veins. You shouldn’t take copper supplements and zinc supplements at the same time. You should take these supplements at least two hours apart.

Overview Copper is a mineral found throughout your body. It’s a nutrient that your body must have to function properly. You only need trace amounts of this heavy metal. Lead, mercury, and arsenic are examples of heavy metals that aren’t good for you. But getting copper in trace amounts is essential. Getting too much of it or not enough of it can cause health problems.

Copper deficiency in the United States and most developed countries is rare, especially when a person follows a balanced diet. In fact, most people can get all the copper they need through diet. If a person’s copper levels are low, a doctor can recommend a copper supplement and/or look for any underlying conditions. Anyone thinking about a copper supplement should first check with a doctor.

Helps the digestive system perform better Copper has properties that help kill harmful bacteria and reduce inflammation within the stomach, making it a great remedy for ulcers, indigestion and infections. Copper also helps cleanse and detox your stomach, regulates the working of your liver and kidneys, and proper elimination of waste and ensures the absorption of nutrients from food. “When water is stored in a copper container, the mineral gets leached into it. This copper leached in the water helps in breaking down of food particles in our body and improves our digestion.”

We have also discovered that after experimenting with copper charged with healing frequencies, the frequency imprint is amazing and result is great, The copper charged bangles works when is on the body and does not work when it’s not worn.

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6 Basic Financial Analytics to Predict the Future Trends

What do you understand by the term “Financial Analytics”? It is a complete system involving various tools to effectively enhance the profitability or productivity of a company. Financial Analytics collect and assess the financial data of the company to gain an understanding of the different facets of your business prospect. With the help of graphs and charts, the collected data is displayed. It gives you a visual picture of the complex information and helps you to recognize the scenario much easily and smoothly. By analyzing the data with the help of Financial Analytics, you can also predict the behavioral patterns, the future trends, take mindful decisions and nurture your business growth.

Here are 6 basic Financial Analytics to help you predict future trends.

Predictive Sales Analytics or PSA

What do you think is the most vital aspect of a company? Undoubtedly, the sales revenue comes at the no. 1 spot and this is what decides the future of your company. When you adopt the PSA approach, you can easily predict the sales figure for a certain month. You can get an idea if the sales figure is going to drop for a certain period.

Accordingly, you may revise the strategies for boosting the sales or implementing the new ones to calculate how effective your prediction is. When you get a clear picture of your sales generation, your tensions and panic attacks are much lesser. You can adopt a range of competencies and strategic approaches to know about your clients, plan effectively, and achieve hassle-free workflow.

Product Profitability Analytics or PPA

In this competitive market, you must know when you should exactly make your investments. It can be quite a time consuming to make an estimate of the profit, analyzing the product and its cost distinctly.

In such a situation, PPA or the Product Profitability Analytics comes as the best solution for evaluating the product and determining its profit-line. It can help you to make an informed decision by gaining an instant understanding of all your offered products and services. In order to strategically promote your products, you must know the likes and preferences of your customers. Once you are aware of the customer’s demand using the PPA analytic tool, strategizing product promotion becomes easy.

Customer Profitability Analytics or CPA

Who is your prospective customer? Whether you are an e-commerce giant, a cloud host service provider, or any business across the search engines, recognizing your prospective clients can always benefit your marketing endeavors. There are two types of client-

One who brings value to your company
One who brings risk to your company

Your revenue generation can jump up if you can differentiate between your non-profitable and profitable clients. Your marketing efforts can get a boost if you can start recognizing your customers by extracting their detailed information. CPA or Customer Profitability Analytics can help you in analyzing your customer’s behavior.

Shareholder Value Analytics or SVA

Adjudge your business value on the basis of the returns your stockholders receive from your business with the help of Shareholder Value Analytics or SVA. This tool also helps in determining the risk and value percentage of the shareholders. When SVA is used with revenue and profit analytics, its execution is better and easy to comprehend.

Cash Flow Analytics or CFA

While running a business, you must understand how much capital your business requires to function smoothly. The Cash Flow Analytics helps to predict the outflow and inflow of capital, future capital investment requirements, and also the amount that you may require to foster corporate operations.

Value Driver Analytics or VDA

A positive approach is a basic requirement to run a business successfully. Apart from it, planning and implementing your well-planned strategies are also important to achieve the desired results. Your business objectives can be nurtured rightly if you can understand the financial disturbances that may affect your business. In relation to this, the VDA tool can help in analyzing the strategic drivers for your business to achieve expected outcomes.

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Best Reasons to Choose Online Rent Collection

Landlords who have not realized the benefits of online rent collection are missing a lot and the following will help them understand the perks they can get.

Lets them save time

Usually, they go all the way to the post office to see if the payment is already in their P.O. box. Once it is, they will think of when and where they will deposit it. When collecting payments online, the rent is deposited straight to their bank account, which is convenient and stress-free. Online rent collection is crucial to the success of a property management business.

Keeps confidential information safe

Important information of tenants is written on a check such as their bank account and routing numbers plus their personal details, which sometimes include their phone number. Pieces of paper with this kind of info are prone to risk and they can be held liable whenever they are in possession of their tenant’s check.

Reduces stress

They do not need to personally collect rent. They do not even have to call their tenants, knock on their doors or send them a monthly invoice. The rent payment will be deposited to their bank account every month. Online rent collection is critical but most especially for landlords who have more than $1million worth of rent to be collect each year.

Helps them maintain a steady cash flow

They are notified whenever their tenant’s payment is being processed. Therefore, they know the date when the rent will be deposited to their account.

Lets them know about the tenants who pay the rent

Landlords in most parts of the country have to know those who paid their rent since payments determine who is a tenant by law. They will know the name of the tenant who paid and the amount.

Makes tenants happy

By this time, many tenants are already paying their bills online. They will be grateful to them for not using a check. They will think of it as one benefit of being their tenant.

Lets them be organized

When collecting rent online, they can easily transfer their income information to a spread sheet, making tax prep easier.

Makes it easy to collect other payments

When they are already set up, it is easy to collect other payments like one-time utility fees, late charges, pet and security deposits, among others.

Allows them to easily resolve payment issues

They will know immediately when tenants fail to pay because of insufficient funds. There are other online apps that let tenants make another payments using another bank account or card in order for them to get paid at once.

Lets them be flexible with their finances

Some apps let them arrange for payments to be deposited to different bank accounts so business can run smoothly

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